FAQs

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If you need more details or want to discuss your specific situation, don’t hesitate to reach out. We’re here to help you every step of the way.
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What types of finance does Funding Hub offer?

Funding Hub specialises in business finance, retail finance, and asset finance. We offer a range of services, including pre-approvals, funding for first home buyers, property investors, commercial and residential mortgages, financing for plant and equipment, healthcare, hospitality, watercraft, motorcycles, vehicle loans, working capital, franchise funding, import finance, and personal loans for debt consolidation.

What are the eligibility requirements for finance with Funding Hub?
Eligibility requirements vary depending on the type of finance you need, but generally include:
  • Proof of Identity: Government-issued ID, such as a passport or driver’s license.
  • Proof of Income:Recent bank statements, tax returns, or payslips.
  • Credit History: A credit check is typically required, though we work with flexible lenders who may consider applicants with a complex financial history.
  • Business Financials (for Business Loans): Documents such as balance sheets, profit and loss statements, and cash flow projections.
  • Asset Information (for Asset Finance): Details about the asset being financed, including purchase orders, invoices, or quotes.
  • Deposit (where applicable): Some finance options may require a down payment or deposit, especially for higher-value assets or property.
Specific requirements can vary by lender and loan type, so we recommend contacting us for a personalised assessment of your eligibility.
Can Funding Hub help me get pre-approval for a loan?
Yes, we offer pre-approvals for certain loan types, such as mortgages, equipment, vehicle, and asset finance. A pre-approval helps clarify your budget, giving you confidence when making purchases.
Do you provide financing for watercraft and motorcycles?
Absolutely! Funding Hub offers financing options for watercraft and motorcycles We work with lenders who specialise in these assets to help secure competitive rates and terms.
Can you assist with residential and commercial property mortgages?

We provide tailored mortgage solutions for first-home buyers, property investors, and businesses seeking commercial property financing. Whether you’re self-employed or have a unique credit profile, our network of experienced lenders offers expertise in both residential and commercial real estate finance to help you achieve your goals.

Are there financing options for property investors?
Funding Hub offers tailored financing solutions for property investors looking to expand their portfolios or invest in commercial properties. We provide access to flexible financing options designed to support your investment strategy.
Is aircraft financing available?
Yes, we can arrange financing for aircraft purchases. We work with lenders familiar with aviation financing, ensuring competitive options for the sector.
Can Funding Hub help with import finance?
Yes, import finance is available for assets purchased abroad. We assist with import finance solutions for large purchases like machinery and specialised equipment, from the time of order to arrival.
Are there financing options for hospitality businesses?
We regularly work with hospitality clients to fund projects like commercial kitchen fitouts, equipment purchases, and working capital. We understand the unique needs of the hospitality sector.
Does Funding Hub finance motorcycles, debt consolidation, or other personal needs?
Yes, in addition to business and asset finance, we offer personal loans for motorcycles, debt consolidation, and more. However, our focus remains on business, asset, and property finance.
What if I have a complex financial history?
We work with lenders who offer flexible solutions for clients with unique financial backgrounds, including third-tier lenders who specialise in self-employed individuals or those with complex financial histories.
Do you charge a fee for your services?
Our fees are typically included in the funding structure or based on a referral agreement. We’re fully transparent about any associated costs and will clarify fees during your consultation.
How long does the funding process take?
The timeline depends on the funding type. Personal and asset loans may take a few days, while property mortgages or business loans may take longer due to documentation and approval requirements.
Is Funding Hub available nationwide?

Yes, though based in Auckland, we serve clients across New Zealand.

How do I start the application process?

Simply contact us to schedule an initial consultation. We’ll discuss your needs, review eligibility, outline potential solutions, and guide you through the application.

Term Loan Calculator

Disclaimer:

This calculator is for business lending purposes only and is provided for illustrative purposes. The results depend on the accuracy of the information entered and should be used as a guide only. They do not constitute a quote or loan offer.
Lending criteria, terms, conditions, and fees apply to any loan. Funding Hub does not store the information entered into this calculator and accepts no responsibility for any loss, cost, or liability incurred from relying on the calculated amounts.

Still Have Questions? We’re Here for You!

If you need more details or want to discuss your specific situation, don’t hesitate to reach out. We’re here to help you every step of the way.